Rays and Co Chartered Certified Accountants
1. Introduction
Welcome to Rays and Co Chartered Certified Accountants (“we”, “our”, “us”). By accessing and using our website and services, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with these terms, please do not use our website or services.
2. About Us
Rays and Co Chartered Certified Accountants is a UK-based accounting firm providing professional financial services including, but not limited to:
- Accountancy services
- Tax planning and compliance
- Business advisory services
- Bookkeeping and payroll
3. Use of Our Website
By using this website, you agree to:
- Use the site only for lawful purposes
- Not misuse or attempt to hack the website
- Not reproduce, duplicate, or exploit any part of the website without permission
We reserve the right to suspend or terminate access if misuse is detected.
4. Professional Disclaimer
All information provided on this website is for general informational purposes only and does not constitute professional advice.
You should not rely solely on the information on this website for making financial or business decisions. We recommend seeking tailored advice directly from our qualified professionals.
5. Client Engagement
A formal client relationship is only established when:
- A written engagement letter is issued, and
- Both parties agree to the terms outlined within it
Until then, no advice or communication should be considered legally binding.
6. Fees and Payments
- Fees for our services will be agreed upon in advance
- Payment terms will be outlined in the engagement letter or invoice
- Late payments may incur additional charges or interest in accordance with UK law
7. Confidentiality
We are committed to maintaining the confidentiality of all client information in accordance with UK data protection laws.
We will not disclose your information to third parties without your consent unless required by law.
8. Limitation of Liability
To the fullest extent permitted by law:
- Rays and Co Chartered Certified Accountants shall not be liable for any indirect, incidental, or consequential damages
- Our total liability for any claim arising out of our services shall be limited to the amount paid for those services
Nothing in these terms excludes liability for fraud, death, or personal injury caused by negligence.
9. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Rays and Co Chartered Certified Accountants and is protected by copyright laws.
You may not reproduce or distribute any content without prior written consent.
10. Third-Party Links
Our website may include links to third-party websites. We do not:
- Control these websites
- Accept responsibility for their content or privacy practices
Use of third-party sites is at your own risk.
11. Data Protection and Privacy
We process personal data in accordance with applicable UK data protection laws, including the UK GDPR.
Please refer to our Privacy Policy for detailed information on how we handle your data.
12. Changes to These Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice.
Changes will be effective immediately upon posting on this page.
13. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.
Any disputes arising shall be subject to the exclusive jurisdiction of the courts of England and Wales.
14. Contact Information
If you have any questions about these Terms and Conditions, please contact us: